Herramienta · Reglamento (UE) 2024/1689, art. 99

AI Act fine calculator: the amounts in art. 99

Enter the type of infringement, your worldwide annual turnover and whether your company is an SME. We return the maximum fine under art. 99 of Regulation (EU) 2024/1689, as worded after Regulation (EU) 2026/1744. Watch the next step: in Spain, the law designating the market surveillance authority and setting out the sanctioning procedure has not been passed yet.

NormaReglamento (UE) 2024/1689, art. 99
Tramos evaluados3 (art. 99.3, 99.4, 99.5)
Authority in SpainPendiente de ley · proyecto 121/000096
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2 August 2026 is the general date of application of Regulation (EU) 2024/1689; the Chapter III requirements for Annex III high-risk systems are deferred to 2 December 2027, and those of Annex I to 2 August 2028, by Regulation (EU) 2026/1744 (Digital Omnibus on AI), in force since 27 July 2026.

What it does: based on the type of art. 99 infringement (prohibition under art. 5, breach of the operational obligations of arts. 16, 22 to 26, 31, 33, 34 or 50, or misleading information to a notified body or competent authority), your worldwide annual turnover and whether your company is an SME or a start-up, it works out the maximum fine that Regulation (EU) 2024/1689 allows, applying the criterion of art. 99.6, which for SMEs and start-ups allows the fine to be by the percentage or by the amount, whichever is lower —paragraph 6 says «may be»: it is a power of the authority, not an automatic right—, while for all other companies the HIGHER amount governs.

Who it is for:finance directors, legal directors and management who need to size the real economic risk of an AI Act breach before deciding how much to invest in their compliance plan.

What changed on 27 July 2026: the Reglamento (UE) 2026/1744(Digital Omnibus on AI)does not touch the amountsin paragraphs 3, 4 and 5 of art. 99, but it does reform the article on three points worth keeping in mind. One: theparagraph 1, replaced, expressly incorporatesadvertencias y otras medidas no pecuniariasalongside administrative fines, and requires Member States to take into account the interests of SMEs, start-ups andsmall mid-cap companies, as well as their economic viability — that is, a fine is not the only possible response. Two: theparagraph 4gains aletra d bis), which adds to that band the breach of the obligations of providers and operators under art. 25, paragraphs 2 and 4. Three: a newparagraph 6 bisextends to small mid-cap companies the lower-amount criterion, butonly in paragraphs 4 and 5, not in paragraph 3: for the prohibited practices of art. 5 there is no reduction by company size.

This tool is indicative and does not constitute professional advice.It works out the LEGAL CAP of the fine under art. 99, not the amount the authority would actually impose: art. 99.7 requires weighing the nature, gravity and duration of the infringement, cooperation with the authorities, the technical and organisational measures adopted, intent, and mitigation actions — factors that can substantially reduce the real amount within that maximum. Check your situation with the Cumplimiento AI Act service from Summum Consultoría or with a professional before acting.

Work out your maximum fine

How the calculationworks.

Method · four steps, in cascade
01

We identify the band

Depending on the type of infringement, art. 99.3, 99.4 or 99.5 sets a different fixed amount in euros and a different percentage of turnover: not all infringements weigh the same.

02

We compare fixed amount and percentage

We work out the result of applying that percentage to your worldwide turnover and compare it with the fixed amount in euros of the same band.

03

We apply the SME criterion

Art. 99.6 allows that, for SMEs and start-ups, the fine may be by the percentage or by the amount, whichever is lower: its wording is «may be», that is, a power of the authority and not an automatic right to the lower figure. All other companies get the HIGHER one. Regulation (EU) 2026/1744 added aparagraph 6 biswith the same criterion forsmall mid-cap companies, but only as regards paragraphs 4 and 5 — not paragraph 3.

04

We flag the nuances

Art. 99.7 weighs cooperation, technical and organisational measures, intent and mitigation: what we work out is the legal cap, not necessarily the final amount.

Fuentes

Verification note: the content of each paragraph of art. 99 was checked on 30 July 2026 against the official text published in the Official Journal of the European Union, downloaded from EUR-Lex, of the two applicable rules: Regulation (EU) 2024/1689 and Regulation (EU) 2026/1744, which amends its art. 99 (paragraph 1 replaced, new point (d bis) in paragraph 4 and new paragraph 6 bis). The amounts in paragraphs 3, 4 and 5 are not modified by the Digital Omnibus. The status of the Spanish draft Organic Law on AI was checked the same day against the record of file 121/000096 in the Congress of Deputies, and the AESIA data against its Statute (BOE-A-2023-18911).

Preguntas frecuentes sobre AI Act fines.

How are AI Act fines calculated (art. 99)?

Art. 99 sets, for each type of infringement, a fixed amount in euros and a percentage of worldwide annual turnover: up to €35,000,000 or 7% for the prohibited practices of art. 5 (art. 99.3); up to €15,000,000 or 3% for the remaining obligations (arts. 16, 22 to 26, 31, 33, 34 or 50, art. 99.4); and up to €7,500,000 or 1% for supplying incorrect, incomplete or misleading information to a notified body or competent authority (art. 99.5). The applicable amount is the one that results from comparing the fixed figure with the percentage of your turnover. Regulation (EU) 2026/1744 added to paragraph 4 aletra d bis), which adds to that band the breach of the obligations of providers and operators under art. 25, paragraphs 2 and 4.

What is the difference between the three fine bands of art. 99?

The art. 99.3 band (prohibited practices under art. 5) is the most serious and admits no compliance plan. The art. 99.4 band covers the breach of the operational obligations of the provider, importer, distributor or deployer, and of the transparency duties of art. 50. The art. 99.5 band is the mildest of the three and specifically punishes giving incorrect, incomplete or misleading information to a notified body or to a competent national authority that requested it.

How does being an SME affect the amount of the fine?

Art. 99, paragraph 6, is discretionary: its literal wording is that «each of the fines referred to in this article may be by the percentage or the amount referred to in paragraphs 3, 4 and 5, whichever is lower». For SMEs and start-ups, therefore, paragraph 6 allows the fine to be by the percentage or by the amount, whichever is lower: it is a power of the authority, not an automatic right to the lower figure. All other companies get the HIGHER of the two.

Can the real amount of the fine be reduced within that maximum?

Yes. What this tool works out is the legal cap, not the amount the authority would finally impose. Art. 99.7 requires weighing, among other factors, the nature, gravity and duration of the infringement, the degree of cooperation with the authorities, the degree of responsibility of the operator taking into account the technical and organisational measures adopted, whether there was intent or negligence, and the actions taken to mitigate the harm. A certified AI management system (ISO/IEC 42001) is direct evidence of those organisational measures.

Is AESIA the body that imposes these fines in Spain?

Not yet, and it is worth putting this precisely: as at 30 July 2026 there is no Spanish act or royal decree in force that formally designates the market surveillance authority under art. 70 of the AI Act, nor that sets out the national penalty procedure. AESIA (the Spanish Agency for the Supervision of Artificial Intelligence) does exist — its creation is authorised by Act 22/2021 and Act 28/2022, Royal Decree 729/2023 of 22 August approves its Statute, and it is based in A Coruña — but its designation as the AI Act market surveillance authority is not yet law in force. What does exist is the Draft Organic Act on the good use and governance of artificial intelligence (file 121/000096, XV Legislature), published in the Congress Official Gazette, Series A, no. 97-1, of 12 June 2026 and, as at 30 July 2026, at the amendment stage in the Committee on Economic Affairs, Trade and Digital Transformation with the deadline extended to 9 September 2026: it is not published in the BOE, it has no force of law and its text may change. That draft carries over the same three amounts from European art. 99 and adds a fourth category of minor infringements (up to €500,000 or 0.5% of total worldwide turnover, whichever is higher) that the Regulation does not provide for. And it does not designate AESIA as the sole authority: it shares market surveillance between AESIA and other supervisors — among them the Spanish Data Protection Agency, the General Council of the Judiciary, the Bank of Spain and the Directorate-General for Insurance and Pension Funds — depending on the type of system. The final allocation of powers depends on that act being passed.

Does this calculator replace legal advice?

No. It works out the legal cap from the data you enter, but it does not analyse your technical documentation, your real degree of cooperation with the authorities or the mitigating circumstances of your specific case. Check your situation with the AI Act Compliance service from Summum Consultoría before acting.

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